AmericaHomeKey, Inc. is rapidly becoming a national leader, serving at the forefront in home financing. We service numerous homeowners across the country. With a diverse clientele, AmericaHomeKey, Inc. works hand in hand with you, ensuring the American Dream to any interested homebuyer. No matter what community, gender, race, or nationality, you can always count on AmericaHomeKey, Inc. for the most reasonable lending rates available.

AmericaHomeKey, Inc. 3838 Oak Lawn Avenue #1050, Dallas, TX 75219. Licensed by the Arizona Department of Financial Institutions, Mortgage Banker licensee BK-0909930; Arkansas Mortgage Banker licensee No. 40325: Licensed by the California Department of Real Estate, corporate licensee No. 1305670; California Finance Lender Licensee No. 603G545; Colorado Supervised Lender licensee No. 989348; District of Columbia Office of Banking and Financial Institutions dual lending and brokering authority licensee No. 6845; licensed by the Florida Office of Financial Regulation as a Mortgage Lender ML 0700325; licensed by the Georgia Department of Banking and Finance, Mortgage Lender licensee No. 23191; Iowa Mortgage Banker licensee No. MBK 2006 0127; licensed by the Kansas State Bank Commissioner as Mortgage Company licensee No. 2008-5402; Louisiana Residential Mortgage Lender licensee No. 2453-0; licensed by the Maryland Commissioner of Financial Regulation, Mortgage Lender licensee 14865; registered by the New Mexico Financial Institutions Division; licensed by the North Carolina Commissioner of Banking, Mortgage Lender licensee No. L-134436; licensed by the Oklahoma Department of Consumer Credit as a Supervised Lender, licensee No. SL006599; licensed by the Oregon Division of Finance and Corporate Securities, Mortgage Lender licensee No. 3574; licensed by the Pennsylvania Department of Banking as a First Mortgage Banker Licensee; South Carolina Supervised Lender licensee No. S-7,023; Tennessee Department of Financial Institutions Mortgage Company licensee No. 3756; licensed by Texas Office of Consumer Credit Commissioner as a Regulated Lender; registered as a Mortgage Banker by the Texas Department of Savings and Mortgage Lending; licensed by the Virginia State Corporation Commission, licensee MC-3230; licensed by Washington Department of Financial Institutions as Consumer Lender licensee No. 520-CL-49414; Some products may not be available in all states. This is not a commitment to lend. Restrictions apply.

Serving You Better

Buying a new home is just the first step in building long-term financial security. This is why, in addition to home loans, AmericaHomeKey, Inc. conducts your symphony with an expanding range of products and services, aiding you in financial planning, investments, insurance, checking and savings accounts, and much more. While conducting your American Dream, we continue to provide you with the most prestigious levels of convenience and value—a relationship customized to suit your individual needs.

Seamlessly aligned—Perfectly in tune

Whether this is your first venture into the home buying market or if this is a road you have taken many times before, our Relationship Managers understand that your financial needs and preferences are as unique as you are. With branch offices located right in your neighborhood, our staff members are ready to make your home loan application and approval process as quick and easy as possible. Seamlessly aligned, perfectly in tune. AmericaHomeKey Inc. presents you with a warm welcome into your new home.

Fast results

Relationship Managers at AmercaHomeKey, Inc, understand that waiting for your loan approval can be the hardest part of the loan process. This is why our staff guarantees a decision within 48 hours of receiving your loan application. We deliver the fastest results available, informing you of your loan status every step of the way.

The most competitive rates and fees

Staff members continue to stay on top of market conditions to ensure that AmericaHomeKey, Inc. offers each and every interested homebuyer the most competitive local rates available. In order for us to serve you better, be sure to ask your Relationship Manager about special programs for which you may be eligible.

Variety to our most valued

AmericaHomeKey, Inc, offers over 100 home loan and refinancing programs. With home financing solutions such as second mortgages, home equity loans, and home equity lines of credit, feel as confident as we do when we promise the home financing solution that best suits your personal needs.

Flexible down payment options

Figuring a down payment is often the most difficult for prospective homeowners. With a variety of low— even no money down options, AmericaHomeKey, Inc. offers interested homeowners numerous packages in which they are sure to find their most comfortable down payment plan fit to suit their individual interests. Our first and second combination loans are flexible down payment options that can help you avoid private mortgage insurance (PMI) or jumbo rates. Some of our most popular mortgages require only 3% down payment. Rest assured that you Relationship Manager will assist you in finding the right plan that is best for you.

Whatever you choose—We can finance it.

AmericaHomeKey, Inc. provides financing for a wide variety of properties including 1-4 family primary residences, second homes, owner-occupied homes, residential investment properties, condominiums, townhomes and new home construction.

Automatic payment

Whatever your payment may be, we can arrange for your monthly mortgage payment to be deducted from your account by arranging a Direct Debit. You can set up an automatic plan during the origination process, or wait until after you close. This is just another option AmericaHomeKey, Inc. offers to make your American Dream as easy and attainable as possible.

Before you apply

Take a look at the Mortgage Application Checklist below to gather the appropriate information for our staff members. Whether you are just beginning your home buying journey, or already have something in mind, your Relationship Manager can tell you how you can receive a pre-qualification or credit approval that can assist you in searching for a home with full confidence.

If you have already chosen a home and are ready to apply, please review the enclosed materials. It will also be beneficial to speak with your AmericaHomeKey, Inc. Relationship Manager about the loan programs that are designed to fit your immediate and long-term needs, and to discuss your available rate lock options.

After Applying

Now that you have completed the application process, let our trained team compose your symphony. If any further information is needed, your Relationship Manager will contact you. Your Relationship Manager may also contact you to request additional documents needed to complete your loan’s approval and to walk you step by step through the progress your loan has taken.
At AmericaHomeKey, Inc. we feel the American Dream should be equally attainable to every mortgage applicant. We assure you that each of our employees involved in the origination, processing, underwriting and closing of your mortgage application, exercise his or her best personal and professional efforts to ensure that this policy is consistently followed.

Your Mortgage Application Checklist:

• Social Security number
  
• Completed Loan application package with all disclosures
  
• Most recent paycheck stubs covering one-month period (for both borrower and co-borrower)
  
• Bank statements for the last two months for each deposit account (all pages please) i.e. Banks, Savings and Loans, Credit Unions, Mutual Funds
  
• If you are a salaried person, we need W2 statements for the previous two years
  
• If employment compensation is based on commission, we will need signed completed tax returns for the past two years, personal and business, with all attached schedules
  
• Copy of the Real Estate Sales Contract for the property you are buying
  
• If applicable, a copy of your company relocation agreement if you will receive relocation benefits from your employer
  
• Names and addresses of your landlords for the previous two years, if you have been renting
  
• Copies of documents that may be pertinent to the transaction (i.e. Divorce Decree, closing statements,
  lease agreements, etc)